SELECT 
  cscart_payments.*, 
  cscart_payment_descriptions.*, 
  IF (
    ISNULL(cscart_addons.status), 
    "A", 
    cscart_addons.status
  ) AS processor_status, 
  cscart_payment_processors.type AS processor_type, 
  cscart_payment_processors.processor_script AS processor_script 
FROM 
  cscart_payments 
  LEFT JOIN cscart_payment_descriptions ON cscart_payment_descriptions.payment_id = cscart_payments.payment_id 
  AND cscart_payment_descriptions.lang_code = 'ru' 
  LEFT JOIN cscart_payment_processors ON cscart_payment_processors.processor_id = cscart_payments.processor_id 
  LEFT JOIN cscart_addons ON cscart_payment_processors.addon = cscart_addons.addon 
  LEFT JOIN cscart_storefronts_payments AS storefronts_payments ON storefronts_payments.payment_id = cscart_payments.payment_id 
WHERE 
  cscart_payments.status = 'A' 
  AND (
    cscart_payments.usergroup_ids = '' 
    OR FIND_IN_SET(
      0, cscart_payments.usergroup_ids
    ) 
    OR FIND_IN_SET(
      1, cscart_payments.usergroup_ids
    )
  ) 
  AND (
    storefronts_payments.storefront_id = 1 
    OR storefronts_payments.storefront_id IS NULL
  ) 
HAVING 
  processor_status = 'A' 
ORDER BY 
  cscart_payments.position

Query time 0.00570

JSON explain

{
  "query_block": {
    "select_id": 1,
    "cost_info": {
      "query_cost": "6.95"
    },
    "ordering_operation": {
      "using_temporary_table": true,
      "using_filesort": true,
      "cost_info": {
        "sort_cost": "2.30"
      },
      "nested_loop": [
        {
          "table": {
            "table_name": "cscart_payments",
            "access_type": "ALL",
            "possible_keys": [
              "c_status"
            ],
            "rows_examined_per_scan": 11,
            "rows_produced_per_join": 1,
            "filtered": "10.00",
            "cost_info": {
              "read_cost": "1.72",
              "eval_cost": "0.11",
              "prefix_cost": "1.83",
              "data_read_per_join": "3K"
            },
            "used_columns": [
              "payment_id",
              "company_id",
              "usergroup_ids",
              "position",
              "status",
              "template",
              "processor_id",
              "processor_params",
              "a_surcharge",
              "p_surcharge",
              "tax_ids",
              "localization",
              "payment_category",
              "ms_courierexe_pay_type",
              "send_receipt"
            ],
            "attached_condition": "((`zdrowy_db`.`cscart_payments`.`status` = 'A') and ((`zdrowy_db`.`cscart_payments`.`usergroup_ids` = '') or (0 <> find_in_set(0,`zdrowy_db`.`cscart_payments`.`usergroup_ids`)) or (0 <> find_in_set(1,`zdrowy_db`.`cscart_payments`.`usergroup_ids`))))"
          }
        },
        {
          "table": {
            "table_name": "cscart_payment_descriptions",
            "access_type": "eq_ref",
            "possible_keys": [
              "PRIMARY"
            ],
            "key": "PRIMARY",
            "used_key_parts": [
              "payment_id",
              "lang_code"
            ],
            "key_length": "9",
            "ref": [
              "zdrowy_db.cscart_payments.payment_id",
              "const"
            ],
            "rows_examined_per_scan": 1,
            "rows_produced_per_join": 1,
            "filtered": "100.00",
            "cost_info": {
              "read_cost": "0.28",
              "eval_cost": "0.11",
              "prefix_cost": "2.21",
              "data_read_per_join": "2K"
            },
            "used_columns": [
              "payment_id",
              "payment",
              "description",
              "instructions",
              "surcharge_title",
              "lang_code"
            ]
          }
        },
        {
          "table": {
            "table_name": "cscart_payment_processors",
            "access_type": "eq_ref",
            "possible_keys": [
              "PRIMARY"
            ],
            "key": "PRIMARY",
            "used_key_parts": [
              "processor_id"
            ],
            "key_length": "3",
            "ref": [
              "zdrowy_db.cscart_payments.processor_id"
            ],
            "rows_examined_per_scan": 1,
            "rows_produced_per_join": 1,
            "filtered": "100.00",
            "cost_info": {
              "read_cost": "0.28",
              "eval_cost": "0.11",
              "prefix_cost": "2.60",
              "data_read_per_join": "3K"
            },
            "used_columns": [
              "processor_id",
              "processor_script",
              "type",
              "addon"
            ]
          }
        },
        {
          "table": {
            "table_name": "cscart_addons",
            "access_type": "eq_ref",
            "possible_keys": [
              "PRIMARY"
            ],
            "key": "PRIMARY",
            "used_key_parts": [
              "addon"
            ],
            "key_length": "98",
            "ref": [
              "zdrowy_db.cscart_payment_processors.addon"
            ],
            "rows_examined_per_scan": 1,
            "rows_produced_per_join": 1,
            "filtered": "100.00",
            "cost_info": {
              "read_cost": "0.28",
              "eval_cost": "0.11",
              "prefix_cost": "2.98",
              "data_read_per_join": "2K"
            },
            "used_columns": [
              "addon",
              "status"
            ]
          }
        },
        {
          "table": {
            "table_name": "storefronts_payments",
            "access_type": "index",
            "key": "PRIMARY",
            "used_key_parts": [
              "storefront_id",
              "payment_id"
            ],
            "key_length": "8",
            "rows_examined_per_scan": 11,
            "rows_produced_per_join": 2,
            "filtered": "19.00",
            "using_index": true,
            "using_join_buffer": "hash join",
            "cost_info": {
              "read_cost": "1.44",
              "eval_cost": "0.23",
              "prefix_cost": "4.65",
              "data_read_per_join": "36"
            },
            "used_columns": [
              "storefront_id",
              "payment_id"
            ],
            "attached_condition": "(<if>(found_match(storefronts_payments), ((`zdrowy_db`.`storefronts_payments`.`storefront_id` = 1) or (`zdrowy_db`.`storefronts_payments`.`storefront_id` is null)), true) and <if>(is_not_null_compl(storefronts_payments), (`zdrowy_db`.`storefronts_payments`.`payment_id` = `zdrowy_db`.`cscart_payments`.`payment_id`), true))"
          }
        }
      ]
    }
  }
}

Result

payment_id company_id usergroup_ids position status template processor_id processor_params a_surcharge p_surcharge tax_ids localization payment_category ms_courierexe_pay_type send_receipt payment description instructions surcharge_title lang_code processor_status processor_type processor_script
2 1 0 0 A views/orders/components/payments/phone.tpl 0 0.000 0.000 tab3 CARD dont_send Обсудить по телефону Наш менеджер позвонит вам. ru A
20 1 0 0 A 126 a:15:{s:23:"send_prepayment_receipt";s:1:"Y";s:25:"send_full_payment_receipt";s:1:"Y";s:19:"send_refund_receipt";s:1:"N";s:20:"final_success_status";s:1:"C";s:11:"ffd_version";s:3:"1.2";s:18:"is_yandex_checkout";s:1:"Y";s:7:"shop_id";s:7:"1223558";s:4:"scid";s:48:"live_tk994-Xp4UsZ1zjURlOPz-TdUAIIdKRLs52btxOoalg";s:12:"send_receipt";s:1:"Y";s:15:"yandex_tax_code";s:1:"2";s:23:"selected_payment_method";s:0:"";s:25:"are_held_payments_enabled";s:1:"N";s:8:"currency";s:3:"RUB";s:27:"partial_refund_order_status";s:1:"I";s:24:"full_refund_order_status";s:1:"I";} 0.000 0.000 tab1 NO dont_send ЮKassa Оплата картой на сайте <p>Оплата заказа картой , Сбер Pay</p> ru A P yandex_checkout.php
18 1 0 1 A addons/rus_payments/views/orders/components/payments/account_payment.tpl 138 a:19:{s:23:"send_prepayment_receipt";s:1:"Y";s:25:"send_full_payment_receipt";s:1:"N";s:19:"send_refund_receipt";s:1:"N";s:20:"final_success_status";s:1:"C";s:11:"ffd_version";s:3:"1.2";s:22:"account_recepient_name";s:55:"ИП Оганесян Оганес Гургенович";s:15:"account_address";s:94:"Московская обл. г. Балашиха, мкр. Кучино, ул. Южная д.1";s:13:"account_phone";s:12:"+79773472575";s:11:"account_kpp";s:0:"";s:11:"account_inn";s:12:"482618754091";s:15:"account_current";s:20:"40802810240040000992";s:12:"account_bank";s:23:"ПАО СБЕРБАНК";s:11:"account_bik";s:9:"044525225";s:11:"account_cor";s:20:"30101810400000000225";s:15:"account_enabled";s:1:"Y";s:19:"account_print_width";s:3:"120";s:20:"account_print_height";s:3:"120";s:20:"account_order_status";s:1:"P";s:14:"fields_account";a:6:{s:21:"organization_customer";s:0:"";s:7:"address";s:0:"";s:15:"zip_postal_code";s:0:"";s:5:"phone";s:0:"";s:12:"inn_customer";s:0:"";s:12:"bank_details";s:0:"";}} 0.000 0.000 tab3 NO dont_send Выставить счет для юр. лиц Счет для оплаты на расчетный счет <p>Заполните реквизиты и получите счет на оплату&nbsp;</p> ru A P account.php
19 1 0 2 A views/orders/components/payments/cc_outside.tpl 142 a:13:{s:23:"send_prepayment_receipt";s:1:"Y";s:25:"send_full_payment_receipt";s:1:"Y";s:19:"send_refund_receipt";s:1:"N";s:20:"final_success_status";s:1:"C";s:11:"ffd_version";s:3:"1.2";s:11:"merchant_id";s:13:"1662988084411";s:10:"secret_key";s:16:"6o0sy8t79ye5a4fi";s:6:"cheque";s:11:"tinkoff_yes";s:13:"email_company";s:19:"mail@zeroplast24.ru";s:8:"taxation";s:18:"tinkoff_usn_income";s:14:"payment_method";s:23:"tinkoff_full_prepayment";s:14:"payment_object";s:17:"tinkoff_commodity";s:8:"language";s:10:"tinkoff_ru";} 0.000 0.000 9 tab1 NO dont_send T-Bank ​Оплата заказа картой , Т-Pay, Сбер Pay <p>Оплата заказа картой , Т-Pay, Сбер Pay</p> ru A P tinkoff.php